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Roof damage from hippogriff droppings also seems like something they would try not to cover.

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Medical coverage for hippogriff bitings. Pretty much all hippogriff related accidents are off-the-table.

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Oh, IтАЩd look through the ICD10 code catalog. ThereтАЩs a diagnosis code for dolphin bites. IтАЩm pretty sure itтАЩs there.

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